Retirement Planning

By Invitation Only…
A Special Dinner Event For Those At Or Near Retirement.

Wealth Building Strategies

For Retirement

We cordially invite you to join us at an educational and
entertaining dinner where you’ll learn answers to many
important questions faced by those in or near retirement.


Join us as we discuss:

  • Techniques used to properly build portfolios.
  • How to compare your paycheck to your retirement paycheck.
  • How to maximize your 401K rollover benefits.
  • How to avoid the most common retirement planning and income mistakes made by those in or nearing retirement.
  • Strategies to generate income in a low interest rate environment.
  • How to determine a “safe” withdrawal rate upon retirement.
  • Learn the what four pillars of a successful retirement are.
  • Steps you can take TODAY to potentially manage investment risk.
  • How to potentially increase returns and reduce risk.
  • How to calculate how long your money will last.
  • How to evaluate the options available in your 401K plan and choose an allocation suited to your goals and risk tolerance level.
  • How to take IRA/401K distributions prior to age 59 1/2 without penalty.

GUEST SPEAKER: Breton Williams, Founder, CEO of First Wealth Financial Group, LLP As an investment advisor with more than 30 years experience, Breton specializes in teaching pre and post retirees beneficial strategies to be incorporated into any investment or retirement planning program.

Location: TBA

Even Date: TBA

Seating is limited and a complimentary dinner will be served.

Guests, with reservations, are welcome.


Designed to bring understanding of the three phases of retirement planning; Accumulation, Distribution and Preservation. An introduction to the four pillars to a Successful Retirement helps bring clarity for employees about how to transition to retirement and draw an income off the assets they have accumulated.

Three Financial Phases

There are three financial phases in life. The First is the Accumulation Phase. This is where we work hard and do our best to set aside money for the future. Upgrading our home, helping with college costs, but ultimately, to get ourselves in a position to retire. The Second is the Distribution Phase. This phase generally starts when we reach the Retirement milestone. Our goal at that point is to enjoy our retirement and feel great about the income we are receiving off our savings. We still want to see our values rise each year to help keep pace with inflation. The Third is the Preservation Phase. This phase usually happens around age 70 to 75 when we wake up on new years day and realize that we are probably going to be OK financially and now our emphasis shifts to wanting to make sure that what we worked hard for ends up in our kids hands at our passing or some of it with our church or a charity, we definitely don’t want any of it to go to the IRS.

What we see over and over is that as people pull together different investments, policies and accounts that are designed exclusively to maximize the results in that Financial Phase, with no regard for the problems they cause in the next Phase. In many cases there are drawbacks, at a minimum, a complete lack of efficiency and therefore a loss of return or control until it is fixed to move forward to the next Phase. In our office we have a deep understanding of the advantages and drawbacks of decisions today and how they impact the next phase and it is appropriate to correctly allocate to be able to maximize each Phase while we are in it and be able to roll into the next Phase with efficiency and effectiveness. We teach how our clients to use one Phase to build on the next Phase.

Let's Connect

We want to talk about your financial future.

Let us contact you >

Start the Conversation

From retirement to philanthropy, we'll match you to an advisor who understands your needs.

Get matched with an advisor >