When should we start saving for retirement? How much should we be saving? What are our options and which one is best: 401K, Traditional/ Roth, IRA, ….? How do we plan for our children’s educational future? Do we really need Life Insurance and how much? What happens if we wait? Most people don’t plan to fail, they fail because they don’t have a plan. It’s never too early to discuss one or all of these questions and start working on your plan.Many young couples want to save, yet didn’t know if it is best to pay extra on their mortgage or if it would be better to contribute to a Roth IRA. If they had someone to teach actual economic truth, and verify factually different options that could help them be confident to make decisions about their financial future.